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Paul Lewis and expert panel take your questions on benefits.

A big shake up on welfare reform is on the way in a bid to cut the yearly bill of 拢192 billion.

Are you or your partner higher rate taxpayers and unsure about the changes to child benefit?

Or perhaps you'd like more detail on the cap to be brought in on benefit claims overall?

If you have a question: ring the Money Box Live team on 03 700 100 444. The lines are open at 13:30 tomorrow/today.