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Worried about a Payday loan or thinking about taking one out? Call 03700 100 444 between 1pm and 3.30pm on Wednesday or email moneybox@bbc.co.uk.

If money is tight and you're struggling to make it last until the next pay slip arrives, you may be tempted by adverts offering short-term or 'Payday loans'.

Who are these loans suitable for?

What should happen before you sign up?

How much will you repay and who can help if you can no longer afford it?

What are you rights and where can you complain if things go wrong?

To answer your questions, Paul Lewis will be joined by:

David Cresswell, Financial Ombudsman Service

Russell Hamblin-Boone, The Consumer Finance Association (short-term lending trade association)

Dennis Hussey, National Debtline adviser

Whatever your question, call 03700 100 444 between 1pm and 3.30pm on Wednesday or email moneybox@bbc.co.uk. Phone lines are open between 1pm and 3.30pm. Standard geographic charges apply. Calls from mobiles may be higher.

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