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Need advice about your pension? Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk. Paul Lewis and guests answer your questions.

How are you going to fund your retirement? A company, personal or stakeholder scheme?

A new state pension will be available for those retiring from April 2016 and the age at which you can claim is rising for both men and women. When will you get yours and what might it be worth?

How many years national insurance contributions must you make to receive a full state pension ?

Should you defer claiming your state pension or make extra payments to boost your entitlement?

If you want to make your own plans you may want to ask about auto-enrolment or the different types of workplace scheme.

How do you build up a personal pension, what should you contribute and when can you access the money?

Joining presenter Paul Lewis to help you make sense of pensions will be:
Michelle Cracknell, Chief Executive, TPAS.
Tom McPhail, Head of Pensions Research, Hargreaves Lansdown.
Sally West, Strategy Adviser, Income and Poverty, Age UK.

Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail your question to moneybox@bbc.co.uk now. Standard geographic call charges apply.

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