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Graduates who sign up to training programmes offered by some of Britain's biggest outsourcing companies are being hit with bills running into tens of thousands of pounds if they decide to leave within two years. Some of those affected are now planning legal action.

Will the government keep its commitment, written into legislation, to publish the details of how a ban on pensions cold calls will work by the end of the month? If it doesn't the Work and Pensions Secretary will have to explain to Parliament why that hasn't happened. Guest Rachel Vahey, Product Technical Manager, Nucleus Financial

It's been a bad week for the Universal Credit benefit. On Thursday the High Court found the way it was implemented unlawfully discriminated against two severely disabled men when their income dropped after moving over to it. We hear from one of the claimants and Tessa Gregory from Leigh Day Solicitors who represented the men.

On Friday a critical report from the public spending watchdog the National Audit Office said the Universal Credit system was slow and not delivering value for money. Guests Deven Ghelani, Director of Policy in Practice who helped shape the policy and Jane Millar, Professor at the Institute for Policy Research, University of Bath.