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Are you saving into a pension at work? Has this happened automatically via auto enrolment? In just six years, this Government policy has encouraged ten million more people save into a pension. But not everyone is eligible to take part. So they get no employer contribution towards their retirement pot. People paid less than ten thousand pounds a year and the self-employed are currently excluded from the scheme. Paul Lewis and expert panel discuss the future of pension saving at work. How can more people be encouraged to save for their old age?

Guests:
Laura Gardiner, Resolution Foundation
Meredith McCammond, Low Income Tax Reform Group
Will Sandbrook, Nest Insight
Emma Heathcote-James, Federation of Small Businesses

Email moneybox@bbc.co.uk or call after one o'clock call 03 700 100 444.