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Buying your first home has always been a challenge, but amid the madness of 2020 it could be harder than ever. Adam Shaw and a panel of guests answer calls from would-be first-time buyers, from the actor just starting to think about getting on the property ladder, to the social worker wondering whether shared ownership is the answer, and the dad who's seen his dream home slip away as lenders demand larger deposits.

If you've a question or a story to share, do email us on moneybox@bbc.co.uk or you can Tweet us @moneybox.

Producer: Beth Sagar-Fenton & Darin Graham
Editor: Emma Rippon