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Call You and Yours: How do you feel about using a credit card? Email youandyours@bbc.co.uk and leave a phone number so we can contact you.

For some people who have struggled financially during the pandemic, it's been really hard to avoid going into debt. But others have found that the lockdowns helped them to pay off their debts, including the money they owed on credit cards. Some people have more or less stopped using their credit card, choosing instead to use "buy now, pay later" schemes. What is your experience and how do you feel about using a credit card?

Figures from UK Finance, which represents Britain's banks, show there were 334 million credit card transactions in August 2021, that's a fifth more than in August 2020 and ten per cent more than August 2019. So credit cards are still very popular.

We want to hear your experience. How do you feel about using a credit card? Email youandyours@bbc.co.uk and leave your number so we can contact you. From 11:00am on Tuesday 23rd November, you can call us direct on 03700 100 444.

Producer: Jonathan Hallewell
Presenter: Winifred Robinson