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Winifred hears the extraodinary confession of a man involved in a 70 million pound mortgage fraud. Jonathan Gilbert was a successful solicitor who was sentenced to 12 years in jail for his part in a huge scam. He's out now and studying for a doctorate. He does voluntary work with solicitors, the police and regulators, about how to spot and prevent fraud.

More changes for the testing regime for travellers. Gone are the arrival tests and the two day PCR has been changed for a lateral flow. Will it tempt more holidaymakers abroad?

Buy Now Pay Later is becoming more popular as a way to spread payments but there are concerns about whether the services need stricter control. A Treasury review into the payment method ends today. You'll hear from one woman who got into debt using BNPL and the charity Step Change which is calling for regulation.

The 1921 census goes online today. Our reporter Melanie Abbott has been looking at the secrets in it's pages and finding out how much it costs to use the service.

We continue our look at the cost of living talking to Carla, a single mum from Oldham about increases in costs for housing and energy and how they affect her.

PRESENTER: WINIFRED ROBINSON

PRODUCER: CATHERINE MURRAY