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Call You and Yours: Can you cope with going cashless?

Winifred wants to know how you're dealing with the drive towards digital payments? She's speaking to Jenny Ross from Which? The consumer group is calling for a halt to what they call the country's 'cash crisis' Their analysis shows that since 2015 almost 4700 bank branches have closed with more than 200 scheduled to shut by the end of the year. It also found that more than 12K free to use ATMs have stopped operating. Which? believes legislation needs to be included in next month's Queen's Speech to protect the elderly, vulnerable and those living in isolated areas who are less likely to have access to cash.

There's been a big switch towards digital payments since the pandemic. In 2020 more than 13 million people used cash only once a month or not at all, almost double the previous year. Does it make your life more convenient to get out your contactless or are you alarmed at the rise of things like cashless cafes or parking app? What about when it comes to budgeting? Do you prefer paying via banking app or getting your money out and seeing exactly how much you have to spend? Maybe you can't remember the last time you used cash or you've had to turn down a service because you couldn't use physical money. if you own a business, does it make your life easier if you go cashless? Tell us your story and your experience.

Email us and leave your contact number: youandyours@bbc.co.uk

Or after 11 on Tuesday call us on 03700 100 444

PRESENTER: WINIFRED ROBINSON
PRODUCER:CATHERINE MURRAY