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Universal credit – six benefits into one - affects hundreds of thousands of people in Northern Ireland. All those on legacy benefits are now being transferred. Linda visits Limavady Jobs and Benefits Office to see how the process works.
Paddy Rooney from the Dept of Communities and Kevin Higgins from Advice NI are in the studio to answer questions. Linda also talks to optician Sam Baird about why the move to Universal Credit is affecting free eye and dental care.
We also help one listener who is paying a daily roaming charge on her mobile phone despite never crossing the border and brace ourselves for the Black Friday sales.
Consumer Expert Martyn James tells Linda why the bargains are not all they are cracked up to be and how to protect yourself from scams.