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Community-led car clubs are on the brink. These volunteer-run, eco-driven schemes are more popular than ever, especially in rural areas, but affordable insurance is hard to find and many may be forced to close. We find out more with managers and members of Hour Car Club in Hebden Bridge.

Are you being chased for a debt that is not yours? We hear from a woman who’s credit score has taken hit as a result and seek advice from an expert.

The number of independent record shops is at a ten year high. It's still small - at 461. But it's 122 more than it was a decade ago. There are 122 more than a decade ago. We ask Martin Black, owner of Spinning Discs Records in Sheffield: what’s the secret to a successful shop?

Do you buy into celebrity brands? Megan Markle is hoping so…The Duchess of Sussex is the latest in a long list of famous names branching out into business as she launches her new lifestyle brand 'American Riviera Orchard'. We’re joined by a branding expert to discuss the successes, the failures and why so many celebrities go into retail.

PRODUCER: JAMES LEESLEY

PRESENTER: WINIFRED ROBINSON