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It's the day when government bodies and companies tend to increase the cost of goods and services ahead of the new financial year - a day some have dubbed 'national price hike day'. So what's changing and what does that mean for you? We discuss the changes with two listeners from our 'cost of living' panel and Money Saving Expert's Deputy Editor, Gareth Shaw.

New research by the Resolution Foundation has found that the UK spends more on our housing than in any other wealthy nation and we get less space for our money. This is proving a particular problem for older homeowners looking to downsize. We hear from a couple struggling to find a smaller house for the right price, and seek expert advice from Lucian Cook, Head of Research at Savills estate agents

Is getting married just too expensive these days? The average cost of a wedding increased to over 拢20,000 last year, that's up from 拢18,000, the year before. We hear from someone who, despite being engaged, feels that cost is too high to justify; and find out from experts how to tie the knot on the cheap.

People entering into free prize draws and competitions online is becoming increasing popular. We find out why with seasoned 'compers' Lorraine Harrison, who has won over 拢200,000 worth of prizes in 34 years, and Di Coke, who runs the 'SuperLucky' comping blog.

PRESENTER: WINIFRED ROBINSON

PRODUCER: JAMES LEESLEY