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We look at the record fine imposed on Bank of America - and ask where the billions will go. As Scotland gets ready to decide on independence, we ask what it means for Scottish women, and discover why they're more undecided than men. Also, as quiet falls on Ferguson after two weeks of violent protests, we ask what this means for post-racial America. Most of us spend at least some time searching for ways of remembering all the passwords we need to get through modern life - we look at new help to assist in remembering them. All this is discussed with guests Nick Wood, a leader of political tours in London, and Alexis Goldstein, of the anti-capitalist pressure group The Other 98% in Washington.