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The Martin Lewis Podcast is here, with a brand new sound. Martin and Nihal Arthanayake talk mortgages as listeners ask if they should stick with a longer fix or take a chance on variable rates. Martin鈥檚 got some special tips on how you might be able to top up your state pension and how to get some extra cash in time for Christmas. Plus, have you ever found a bone fide second-hand bargain?